08 8227 2222
BSB: 805 013
Personal Loans

For any worthwhile purpose!

Looking to finance a dream holiday, do some renovating or create your fairy-tale wedding? Whatever your need, FSCU Personal Loan allows you to borrow a set amount of money to pay for something or consolidate debts.

A Personal Loan to suit your needs

We want our members to get an excellent deal, so let our low rates help you achieve your dream!

Secured Personal Loan

Borrow for any worthwhile purpose
Flexibility for extra repayments
Secured by a consumer goods mortgage on a registerable vehicle

Redi Loan

Borrow for any worthwhile purpose
Unsecured
Max term 2 years
Borrow $1,000 - $20,000

Prime Loan

Borrow for any worthwhile purpose
Unsecured
Max term 10 years
Borrow $1,000 - $20,000

Where banking matters

Why choose FSCU for your next personal loan?

Easy applications
Call or come into branch to speak to one of our friendly loans officers.
Fast approvals
We put our members needs first.
East applications
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No penalties for paying the loan out early
We don’t punish you for setting a goal and achieving it, pay the loan off as soon as you like.
Enquire now
Particle element
Online application

Apply for a personal loan today

At FSCU we aim to provide pre-approval within 24-48 business hours of receiving supporting documents.

Apply now!

Helpful comparison

Personal Loan Table

Features
Secured Personal Loan
Redi Loan
Prime Loan
Interest Rate
8.95% p.a.
9.95% p.a.
13.90% p.a.
Comparison Rate
10.31% p.a.*
17.91% p.a.**
15.27% p.a.*
Amount
Min amount $5,000
Min $1,000 Max $20,000
Min $1,000 Max $20,000
Secured

^Secured by a vehicle < 7yo or value > $10,000

Secured by a vehicle^
No
No
Maximum Term
5 year term
2 year term
10 year term
Redraw
No
No
No
Application Fee
$200
$200
$200
PPSR Registration Fee
$8.00
$8.00
$8.00
Variable Rate
Yes
Yes
Yes
Ongoing Fees
No
No
No

Have a question or want more information? We are here to help!

Find out more

Interest rates are current as at 31/01/2024. Interest rates are subject to change without notice.

*Comparison Rate based on a Secured Loan of $10,000 over 3 years
**Comparison Rate based on a Secured Loan of $2,500 over 2 years
^Secured by a vehicle < 7yo or value >$10,000

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. We may vary the terms and conditions at anytime.

Credit eligibility criteria, terms and conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are on our website or on request. Fire Service Credit Union Ltd, 22 Chancery Lane Adelaide SA 5000 08 8227 2222 [email protected]  visit www.fscu.com.au to find out more.

Fire Service Credit Union Ltd ABN 17 087 651 152 AFSL and Australian Credit Licence 23751