Looking to finance a dream holiday, do some renovating or create your fairy-tale wedding? Whatever your need, FSCU Personal Loan allows you to borrow a set amount of money to pay for something or consolidate debts.
A Personal Loan to suit your needs
We want our members to get an excellent deal, so let our low rates help you achieve your dream!
Secured Personal Loan
Borrow for any worthwhile purpose
Flexibility for extra repayments
Secured by a consumer goods mortgage on a registerable vehicle
Redi Loan
Borrow for any worthwhile purpose
Unsecured
Max term 2 years
Borrow $1,000 - $20,000
Prime Loan
Borrow for any worthwhile purpose
Unsecured
Max term 10 years
Borrow $1,000 - $20,000
Where banking matters
Why choose FSCU for your next personal loan?
Easy applications
Fast approvals
East applications
No penalties for paying the loan out early
At FSCU we aim to provide pre-approval within 24-48 business hours of receiving supporting documents.
Helpful comparison
Personal Loan Table
Features
Interest Rate
Comparison Rate
Amount
Secured
^Secured by a vehicle < 7yo or value > $10,000
Maximum Term
Redraw
Application Fee
PPSR Registration Fee
Variable Rate
Ongoing Fees
Have a question or want more information? We are here to help!
Personal Loans
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How much can I borrow?
Helpful Tools
Rates And Fees
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Credit eligibility criteria, terms and conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future.
Interest rates are current as at 15/4/2025. Interest rates are subject to change without notice.
*Comparison Rate based on a Secured Loan of $10,000 over 3 years
**Comparison Rate based on a Secured Loan of $2,500 over 2 years
^Secured by a vehicle < 7yo or value >$10,000
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. We may vary the terms and conditions at anytime.
Full details are on our website or on request. Fire Service Credit Union Ltd, 22 Chancery Lane Adelaide SA 5000 08 8227 2222 [email protected] visit www.fscu.com.au to find out more.
Fire Service Credit Union Ltd ABN 17 067 651 152 AFSL and Australian Credit Licence 23751